Fraud Guide

Protect Yourself from Financial Scams

Financial scams are on the rise with scammers using technology and increasingly sophisticated methods to try to get access to your money. At DirectAxis, we want to help you become more aware of financial fraud types, how to spot scams and protect yourself.

South Africa is one of the most targeted countries in the world:

Before you think it can't happen to you, remember:

  • Online Fraudsters are targeting anyone and everyone
  • They use multiple channels, including social media, to target their victims
  • They imitate recognisable brands and even copy friends' social pages
  • Its important to remain alert and educate yourself about the types of scams, how to spot them and how to prevent it from happening to you.

Pulse

Pulse is a FREE financial wellness tool that allows you to check and improve your credit rating.

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Personal Loan

A Personal Loan is a convenient way to take care of your personal and family needs and goals.

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Consolidation Loan

Consolidating can be an effective way to manage your finances and increase your cash flow.

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24%

of customers use loans for consolidation

24%

of customers use loans for renovations

12%

of customers use loans for education

Our Sponsorships

Read more about how we support grassroots Rugby through our Currie Cup Sponsorship.

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Job Opportunities

Thinking of working for DirectAxis? Why not explore what it means to work at DirectAxis.

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Customer Care

We pride ourselves on delivering the best possible customer service. Get in touch today.

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Social Initiatives

Find out more about the corporate social initiatives we're undertaking to deliver positive change.

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DirectAxis is a business unit of FirstRand Bank Limited, an Authorised Financial Services and Registered Credit Provider, NCRCP20. Direct Axis SA (Pty) Ltd, Reg no. 1995/006077/07, an authorised Financial Services Provider, FSP7249 & FSP5. 108 De Waal Road, Diep River 7800.

Legal Documents - Sitemap

Loan repayment terms range from 24 to 72 months. The maximum interest rate with regards to a DirectAxis Personal Loan is 27.5% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile.
An illustrative example of a loan at an interest rate of 27.5% per annum would be: Loan amount R50 000 plus a once-off initiation fee of R1 207.50 and a monthly admin fee of R69.00, over 72 months.
The total cost of the loan will be R 110 013.57 which is a maximum Annual Percentage Rate (APR) of 30.76%.