In over 30 years of business DirectAxis has helped over 1.3 million customers in many ways

Consolidation

312,000

of customers use loans for consolidation

Renovations

325,000

of customers use loans for renovations

Education

156,000

of customers use loans for education

Read our Success Stories

Loan Calculator

Whether you're looking to do home renovations, upgrade your electronics, invest in solar solutions, install a borehole or JoJo tank for water security, or take a break overseas, a personal loan offers a flexible solution.

Want to know what the monthly repayment could be on the loan amount you need?

Try our Personal Loan Calculator. Simply select the loan amount and repayment term, and we'll calculate the monthly instalment.

Safe and secure
Fixed interest rate

Debt Consolidation

Consolidate your existing debts into one manageable loan with a single monthly repayment. Simplify your finances and improve your monthly cashflow, with the potential to save on service fees.

Our debt consolidation calculator will help you understand your options.

One monthly repayment
Improved cashflow
Potential service fee savings

Select your loan amount and period

Loan amount
R7 000
R5 000 R350 000
Repayment period
72 months
24 months 72 months
Loan repayment amount R 0.00
Initiation fee R 0.00
Monthly service fee R 69.00
Interest rate 28% per annum

This is how much you would save on cashflow each month.

Please make a selection
R
Please enter an amount.
Sorry, we are only able to settle total outstanding amounts between R10 000 up to R350 000 with our Consolidation Loan.
R
Please enter an amount.
Monthly repayments can't be more than the Outstanding Balance.
Current total R 0.00
Current instalments R 0.00
Your new instalment R 0.00
Your cashflow gain R 0.00
Apply now
Pulse credit check

Welcome, Jordan Smith

Your Pulse

Credit Rating

Pulse credit check

Pulse is a free and secure financial wellness tool that gives you complete visibility of your credit rating. Discover how you compare to other South Africans, track recent enquiries and any red flags on your record, and get personalized insights to help you improve your score and take control of your financial future.

  • Compare your rating to others
  • Get personalized improvement tips
  • Spot fraud and track enquiries
  • Understand what impacts your score

Learn & plan

Personal Loans vs Home Equity

The world of credit can be confusing. Here we explore the difference between personal loans and home equity and hope that it is helpful to you.

Read More
Personal Loans vs Home Equity

Volunteering to serve our communities.

Volunteerism is a significant part of the DirectAxis culture and our staff are always eager to regularly host events such as fundraising initiatives, awareness drives, and an annual initiative where we pack food and make comfort hampers.

Read More
Volunteering to serve our communities.

Single Parent Finances: Supporting Your Family

As a parent, you want the best for your children and are willing to do anything to give them the brightest future possible. However, managing finances as a single parent can be tricky.

Read More
Single Parent Finances

Simplify your finances with one monthly payment.

Combine all your debts into a single consolidation loan and enjoy lower monthly payments, fixed interest rates, and the peace of mind that comes with simplified finances.

Read More
Simplify your finances