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A Consolidation Loan can be an effective way to manage your finances and increase your monthly cash flow.Find Out More
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A Personal Loan is a convenient way to take care of your personal and family needs and goals.Find Out More
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of customers use loans for renovations
of customers use loans for education
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Loan repayment terms range from 24 to 72 months. The maximum interest rate with regards to a DirectAxis Personal Loan is 27.75% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile.
An illustrative example of a loan at an interest rate of 27.75% per annum would be: Loan amount R50 000 plus a once-off initiation fee of R1 197.00 and a monthly admin fee of R68.40, over 72 months.
The total cost of the loan will be R 110 529.68 which is an Annual Percentage Rate (APR) of 30.95%.