Pulse is a FREE financial wellness tool that allows you to check and improve your credit rating.Find Out More
A Personal Loan is a convenient way to take care of your personal and family needs and goals.Find Out More
Consolidating can be an effective way to manage your finances and increase your cash flow.Find Out More
of customers use loans for consolidation
of customers use loans for renovations
of customers use loans for education
Read more about our sponsorship with Cape Town City FC.Read More
Thinking of working for DirectAxis? Why not explore what it means to work at DirectAxis.Read More
We pride ourselves on delivering the best possible customer service. Get in touch today.Read More
Find out more about the corporate social initiatives we're undertaking to deliver positive change.Read More
DirectAxis is a business unit of FirstRand Bank Limited, an Authorised Financial Services and Registered Credit Provider, NCRCP20. Direct Axis SA (Pty) Ltd, Reg no. 1995/006077/07, an authorised Financial Services Provider, FSP7249 & FSP5. 108 De Waal Road, Diep River 7800.Legal Documents - Sitemap
Loan repayment terms range from 24 to 72 months. The maximum interest rate with regards to a DirectAxis Personal Loan is 27.25% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile.
An illustrative example of a loan at an interest rate of 27.25% per annum would be: Loan amount R50 000 plus a once-off initiation fee of R1 207.50 and a monthly admin fee of R69.00, over 72 months.
The total cost of the loan will be R 109 434.04 which is a maximum Annual Percentage Rate (APR) of 30.46%.