Pulse is a 100% free view of your detailed credit health – giving you an easy to understand, yet detailed summary of how you are seen at the credit bureau.
What can DirectAxis Pulse offer you?
- Compare your credit rating to others and discover how you can improve
- View your recent credit enquiries and any defaults or judgements against your name
- Learn which decisions have impacted your credit score the most
- Instantly see whether fraudulent activity is being done on your account
Why is my credit rating important?
Your credit rating is a great indication of the health of your financial life.
Credit providers use your credit score as one of the main criteria in deciding whether to lend you money so, in broad terms, the higher your credit rating the better your chances of getting credit.
By ensuring your credit rating remains high, you’re taking the first step in making sure your financial future is a better one. Empower yourself by ensuring that you’re 100% aware of the exact detail of your credit history.
How can Pulse help?
Your credit rating has always been important, but until Pulse came along, accessing it has been slow, difficult to understand and often costly to access.
With Pulse, you’re able to view both a summary and a detailed breakdown of your credit rating via a 100% free interface by registering on the DirectAxis website.
By accessing Pulse frequently, you’ll stay in control of your credit score – ensuring you make decisions that will positively impact your financial future.
What exactly does it do?
Pulse will show you your credit rating and how you compare to others in South Africa.
Pulse will also let you see the enquiries against your name – meaning you can see exactly how much money you owe to the various credit providers. Seeing this not only lets you plan your budget, but it can also be a great way to see if there is any fraudulent activity on your account. See a credit provider you don’t recognise? Someone might be using your details to apply for credit!
In this way, Pulse allows you to make sure your credit record accurately reflects your history, and provides highly relevant insights to help you improve your future financial choices.