We have implemented preventative measures to protect our team during lock down. Due to technical difficulties we are unfortunately currently unable to assist you telephonically. Please contact us on our social media platforms for any account queries, but please expect a delay in resolving your queries, or you may apply for a personal loan here. Thank you for your patience.

At DirectAxis we are committed to using our specialist skills and expertise to give our customers the power to achieve their personal and family goals; whether they are planning a home renovation to improve their lifestyle, financing a child’s education or anything else.

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Telephone: 021 764 3404 
Email: CustomerCare@directaxis.co.za
Facebook: DirectAxisSA
Twitter: @DirectAxis

Customer Testimonials

So quick and efficient. Money was in my account in less than 24 hours after I applied for the loan.
Wayne, Howick
I've been in business with DirectAxis for a while and the service is always professional. They have come to my rescue several times in my time of need..
Thantaswa, Van Wyksvlei
It was quite a pleasure doing business with DirectAxis. Having been your customer for more than 15 years, I’ve never encountered any problems whatsoever. I will always recommend you to others.Thank you so much.
Benedicta, Germiston
Everything was so quick. Everyone who contacted me was so kind and helped me understand the process.
Trevor, Alexandra

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Personal Loan

A Personal Loan is a convenient way to take care of your personal and family needs and goals.

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Consolidation Loan

Consolidating can be an effective way to manage your finances and increase your cash flow.

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of customers use loans for consolidation


of customers use loans for renovations


of customers use loans for education

Our Sponsorships

Read more about our sponsorship with Cape Town City FC.

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Job Opportunities

Thinking of working for DirectAxis? Why not explore what it means to work at DirectAxis.

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Customer Care

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Social Initiatives

Find out more about the corporate social initiatives we're undertaking to deliver positive change.

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DirectAxis is a business unit of FirstRand Bank Limited, an Authorised Financial Services and Registered Credit Provider, NCRCP20. Direct Axis SA (Pty) Ltd, Reg no. 1995/006077/07, an authorised Financial Services Provider, FSP7249 & FSP5. 108 De Waal Road, Diep River 7800.

Legal Documents - Sitemap

Loan repayment terms range from 24 to 72 months. The maximum interest rate with regards to a DirectAxis Personal Loan is 26.25% per annum (compounded monthly). The initiation fee is based on the loan value up to a maximum of R1 207.50. Your interest rate will be determined according to your personal risk profile.

An illustrative example of a loan at an interest rate of 26.25% per annum would be: Loan amount R50 000 plus a once-off initiation fee of R1 207.50 and a monthly admin fee of R69.00, over 72 months.

The total cost of the loan will be R 107 130.34 which is a maximum Annual Percentage Rate (APR) of 29.49%.