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Check your credit rating and improve your financial health.

  • Safe and secure
  • Fixed interest rate

Consolidation loan benefits

Compare Your Rating

Discover how your credit rating measures up against other South Africans in real time.

Improve Your Score

Receive actionable, tailored advice designed to help you boost your score and financial health.

Spot Potential Fraud

Securely monitor recent credit enquiries and quickly identify any dangerous red flags or fraud.

Analyse Your Score

Gain complete visibility into what impacts your rating such as payment history monthly commitments.

How Pulse works

Mobile app: estimate how much you could save on cashflow each month

Sign Up Securely

Complete our simple online application in minutes to easily register your free account using a secure password and start your journey.

Verify Your Identity

Safely provide your essential personal details, including your ID number, for fast and secure credit bureau verification.

Mobile app: list of added accounts, balances, and instalments
Mobile app: new instalment summary and action to apply

Check Your Rating

Get a clear rating breakdown that details your monthly commitments, recent enquiries, and any defaults or judgements.

What you need to sign up

  • Your South African ID number
  • Your email address
  • Your phone number

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