Pulse is a FREE and secure financial wellness tool that allows you to check your credit score rating and learn how to improve it. Already registered? Log in here

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By registering I agree that DirectAxis Pulse may obtain my personal information from the relevant credit bureaus for processing and returning as part of the DirectAxis Pulse service. I have read and understand the DirectAxis Pulse Terms.Click here to view the DirectAxis Pulse Terms.

What can DirectAxis Pulse offer you?

  • Lets you compare your credit rating to other South Africans
  • You'll discover how you can maintain or improve your rating
  • View your recent credit enquiries and any defaults or judgements against your name
  • Learn which decisions have impacted your credit rating the most
  • Instantly spot any fraudulent activity on your account
  • Get customised tips on how you can improve your credit rating 

Why is my credit score rating important?

Your credit rating is a great indication of the health of your financial life.

Credit providers use your credit rating as one of the main criteria in deciding whether to lend you money so, in broad terms, the better your credit rating the better your chances of getting credit such as vehicle finance.     

By ensuring your credit rating remains high, you’re taking the first step in making sure your financial future is a better one. Empower yourself by keeping track of the exact detail of your credit history.

How can DirectAxis Pulse help?

Your credit rating has always been important, but until DirectAxis Pulse came along, accessing it has been slow, difficult to understand and often costly to access.

With DirectAxis Pulse, you’re able to view both a summary and a detailed breakdown of your credit rating via a 100% free interface by registering on the DirectAxis website.

By visiting DirectAxis Pulse regularly, you’ll stay in control of your credit record – ensuring you make decisions that will positively impact your financial future.

How to check your credit rating

Simply register for DirectAxis Pulse using the form above.


Pulse is a FREE financial wellness tool that allows you to check and improve your credit rating.

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Personal Loan

A Personal Loan is a convenient way to take care of your personal and family needs and goals.

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Consolidation Loan

Consolidating can be an effective way to manage your finances and increase your cash flow.

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of customers use loans for consolidation


of customers use loans for renovations


of customers use loans for education

Our Sponsorships

Read more about our sponsorship with Cape Town City FC.

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Job Opportunities

Thinking of working for DirectAxis? Why not explore what it means to work at DirectAxis.

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Customer Care

We pride ourselves on delivering the best possible customer service. Get in touch today.

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Social Investment

Find out more about our social investments we're undertaking to deliver positive change.

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DirectAxis is a business unit of FirstRand Bank Limited, an Authorised Financial Services and Registered Credit Provider, NCRCP20. Direct Axis SA (Pty) Ltd, Reg no. 1995/006077/07, an authorised Financial Services Provider, FSP7249 & FSP5. 108 De Waal Road, Diep River 7800.

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Loan repayment terms range from 24 to 72 months. The maximum interest rate with regards to a DirectAxis Personal Loan is 24.50% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile.

An illustrative example of a loan at an interest rate of 24.50% per annum would be: Loan amount R50 000 plus a once-off initiation fee of R1 207.50 and a monthly admin fee of R69.00, over 72 months.

The total cost of the loan will be R 103 155.57 which is a maximum Annual Percentage Rate (APR) of 27.76%.