Pulse is a FREE and secure financial wellness tool that allows you to check your credit rating and learn how to improve it. Already registered? Log in here

Sign up for Pulse
  • 8 characters
  • 1 capital
  • 1 small letter
  • 1 number or special character (&, @, /, etc)
By registering I agree that DirectAxis Pulse may obtain my personal information from the relevant credit bureaus for processing and returning as part of the DirectAxis Pulse service. I have read and understand the DirectAxis Pulse Terms.Click here to view the DirectAxis Pulse Terms.

What can DirectAxis Pulse offer you?

  • Compare your credit rating to others and discover how you can improve
  • View your recent credit enquiries and any defaults or judgements against your name
  • Learn which decisions have impacted your credit score the most
  • Instantly see whether fraudulent activity is being done on your account 

Why is my credit rating important?

Your credit rating is a great indication of the health of your financial life.

Credit providers use your credit score as one of the main criteria in deciding whether to lend you money so, in broad terms, the higher your credit rating the better your chances of getting credit.       

By ensuring your credit rating remains high, you’re taking the first step in making sure your financial future is a better one. Empower yourself by ensuring that you’re 100% aware of the exact detail of your credit history.

How can Pulse help?

Your credit rating has always been important, but until Pulse came along, accessing it has been slow, difficult to understand and often costly to access.

With Pulse, you’re able to view both a summary and a detailed breakdown of your credit rating via a 100% free interface by registering on the DirectAxis website.

By accessing Pulse frequently, you’ll stay in control of your credit score – ensuring you make decisions that will positively impact your financial future.

What exactly does it do?

Pulse will show you your credit rating and how you compare to others in South Africa.

Pulse will also let you see the enquiries against your name – meaning you can see exactly how much money you owe to the various credit providers. Seeing this not only lets you plan your budget, but it can also be a great way to see if there is any fraudulent activity on your account. See a credit provider you don’t recognise? Someone might be using your details to apply for credit!

In this way, Pulse allows you to make sure your credit record accurately reflects your history, and provides highly relevant insights to help you improve your future financial choices.


Pulse is a FREE financial wellness tool that allows you to check and improve your credit rating.

Find Out More
Personal Loan

A Personal Loan is a convenient way to take care of your personal and family needs and goals.

Find Out More
Consolidation Loan

Consolidating can be an effective way to manage your finances and increase your cash flow.

Find Out More

You could save on your monthly premiums by insuring your car and home with the same insurer.

Find Out More

of customers use loans for consolidation


of customers use loans for renovations


of customers use loans for education

Our Sponsorships

Read more about how we support grassroots Rugby through our Currie Cup Sponsorship.

Read More
Job Opportunities

Thinking of working for DirectAxis? Why not explore what it means to work at DirectAxis.

Read More
Customer Care

We pride ourselves on delivering the best possible customer service. Get in touch today.

Read More
Social Initiatives

Find out more about the corporate social initiatives we're undertaking to deliver positive change.

Read More

Your direct connection to Financial Services. DirectAxis Personal Loans 108 De Waal Road, Diep River, 7800. FirstRand Bank Limited (reg no 1929/001225/06), an Authorised Financial Services and Registered Credit Provider (NCRCP20).  Direct Axis SA (Pty) Ltd, an Authorised Financial Services Provider (FSP7249 and FSP7245)  © Copyright 2018 

Legal Documents - Sitemap

Loan repayment terms range from 24 to 72 months. The maximum interest rate with regards to a DirectAxis Personal Loan is 27.75% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile.
An illustrative example of a loan at an interest rate of 27.75% per annum would be: Loan amount R50 000 plus a once-off initiation fee of R1 207.50 and a monthly admin fee of R69.00, over 72 months.
The total cost of the loan will be R 110 594.54 which is a maximum Annual Percentage Rate (APR) of 30.98%.