Loans

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A Direct Axis Personal Loan of up to R150 000

At Direct Axis we offer a range of financial solutions and benefits that are designed to cater to our customers' every need. This includes an unsecured personal loan – with up to R150 000 cash available!

Complete our quick loan application now and find out instantly if you qualify.

Choice

A Direct Axis Personal Loan of up to R150 000 is an unsecured loan that you can pay back over a repayment term of between 2 to 6 years. You can choose the loan amount that suits you, from R4 000 up to R150 000 (in increments of R1 000), which will be speedily deposited directly into your bank account. Of course, you are free to use the money however you like – make those home renovations, pay for your child's education, consolidate your retail accounts and more!

Fixed rates

Repayments are fixed at our current interest rate for the full term of your cash loan – they never go up, no matter how much interest rates do!

Easy access

Apply for a personal loan online anytime or over the phone 7 days a week from 8am to 8pm. No face-to-face interviews or unnecessary paperwork. Cash could be deposited directly into your bank account in next to no time.

Speed

Fast application and speedy processing give you direct access to the money you need! Get a decision in seconds on whether you qualify – no waiting around when you fill in our quick loan application.

Peace of mind

You are dealing with an authorised Financial Services Provider with many years of experience in the financial services industry. Direct Axis has always promoted responsible lending and is compliant with the National Credit Act. All of our loans include our Personal Protection Plan, which settles your outstanding loan balance in the event of your death, permanent disability or certain dread diseases. This plan also includes limited cover in the event of temporary disability and retrenchment. You’re free to substitute the Personal Protection Plan with a policy of your choice, provided the cover offered is equivalent.

We try to accommodate all requests.We take your current financial circumstances into consideration and will only approve a loan amount that's right for you, that you can comfortably afford to repay and is in line with your personal financial profile.

Get an instant decision by filling in our quick loan application! Loans are subject to the National Credit Act No. 34 of 2005. All loan applications are considered and are subject to credit approval.

What you'll need to apply:

To apply, you will need clear credit references and a regular monthly income of at least R3 000 (proof of income will be required if you're self-employed). Have your ID number and bank account details, into which your salary is paid, handy when you apply.