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9 Ways to Save Money on Groceries

groceries household costs debt stress

How to curb money-hungry grocery bills

Day-to-day life is expensive and any saving can help put you on a better financial footing. Saving money on groceries can help free up some money to spend on things you really need:

  1. Eat before you shop. Shopping on a hungry tummy is a recipe for disaster.
  2. Keep your fridge and cupboards tidy. If everything is jumbled together, chances are you won’t know what you already have, and run the risk of making unnecessary purchases.
  3. Keep an eye on the expiry dates. This gives you more time to consume the food, which means less goes to waste.
  4. Shop with a calculator. Buying in bulk isn’t always cheaper so do your sums.
  5. Choose a hand basket instead of a trolley for quick trips. There is less room to give in to temptation.
  6. Eat with the seasons. The most nutritious, and usually the cheapest foods, are those that are fresh and in season.
  7. Don’t shop in a hurry and preferably not with kids. No further explanation required!
  8. Grow your own vegetables. They don’t take up much space and they save on your pocket.
  9. Get to know your neighbours. Suggest buying certain foods in bulk and sharing them. It is a great way to get to know your community and cut costs while you are at it.
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Loan repayment terms range from 24 to 72 months. The maximum interest rate with regards to a DirectAxis Personal Loan is 27.5% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile.
An illustrative example of a loan at an interest rate of 27.5% per annum would be: Loan amount R50 000 plus a once-off initiation fee of R1 207.50 and a monthly admin fee of R69.00, over 72 months.
The total cost of the loan will be R 110 013.57 which is a maximum Annual Percentage Rate (APR) of 30.74%.