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Debt Consolidation Loan Calculator

people consolidation

Try out our Debt Consolidation Loan Calculator to see if you could improve your monthly cash flow.

Debt Consolidation Calculator
Based on the information provided a Consolidation Loan won’t improve your cashflow but why not apply online for a more accurate quote?
Please note that we are only able to settle total outstanding amounts from R10 000 upwards with our Consolidation Loan.
Add credit line
Please make a selection.
What is your current balance?
Please enter an amount.
Sorry, we are only able to settle total outstanding amounts between R10 000 up to R150 000 with our Consolidation Loan.
How much do you pay every month?
Please enter an amount.
Monthly repayments can't be more than the Outstanding Balance.
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Consolidation Loan

A Debt Consolidation Loan can be an effective way to manage your finances and increase your monthly cash flow.

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Funeral Cover

When you have funeral cover, you and your loved ones will receive financial support after the loss of a family member.

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Medical Aid

Find medical aid cover that best suits you and your family’s needs. Be prepared for unforeseen medical costs.

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Personal Loan

A Personal Loan is a convenient way to take care of your personal and family needs and goals.

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24%

of customers use loans for consolidation

24%

of customers use loans for renovations

12%

of customers use loans for education

Our Sponsorships

Read more about how we support grassroots Rugby through our Currie Cup Sponsorship.

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Job Opportunities

Thinking of working for DirectAxis? Why not explore what it means to work at DirectAxis.

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Find out more about the corporate social initiatives we're undertaking to deliver positive change.

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Loan repayment terms range from 24 to 72 months. The maximum interest rate with regards to a DirectAxis Personal Loan is 27.75% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile.
An illustrative example of a loan at an interest rate of 27.75% per annum would be: Loan amount R50 000 plus a once-off initiation fee of R1 197.00 and a monthly admin fee of R68.40, over 72 months.
The total cost of the loan will be R 110 529.68 which is an Annual Percentage Rate (APR) of 30.95%.

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