Insurance Products

Funeral Cover

family funeral insurance cover

It’s not pleasant to think about but it is important to prepare for the loss of a loved one. When you have funeral cover, you and your loved ones will receive financial support after the loss of a family member. It’s well worth considering the benefits of a DirectAxis Funeral Plan:

  • Get a total pay-out of up to R75 000 within 48 hours of our receiving the required documents.
  • No medical examination or HIV tests are necessary
  • Accidental death is covered in full once your first payment is made
  • The plan covers up to 11 people, which can include your life partner, children, and parents
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Who will take care of your loved ones when you can’t?

By planning ahead, you can focus on a dignified farewell to a family member who has passed on, without costly funeral expenses being added to your heartbreak. For only a few rand per day you can have greater peace of mind knowing that unexpected funeral costs are covered.

You can also choose to add a monthly provider benefit and use it to pay for groceries or other essentials, should you pass on. This benefit pays out a fixed monthly sum of up to R1 200, to your family, for 12 months. A memorial benefit of up to R10 000 can also be added to help pay for the unveiling ceremony.

What will your monthly premiums be?

Your monthly payments will be based on your age and the cash amount that you would like to be covered for. For example, a 30-year-old person with R50 000 funeral cover, will pay R141.85 monthly, which is just over R5 per day.*

A 50-year-old wanting R30 000 cover, will have a monthly payment of R153.85, which works out to be a little over R5 per day.*

For a 42-year-old person and their 40-year-old partner, seeking R50 000 cover each, the payment will be R316.85 monthly. This includes cover for up to 5 children, all that for just over R10 per day for the family.*

*This is an indicative premium.

How will you pay?

We’ll arrange a convenient monthly debit order for you, which will keep you covered for as long as your monthly payments are up to date. 

What is the waiting period?

In some instances, you won’t be able to claim immediately. For accidental death, you’ll be covered from the time that you make your first monthly payment. A claim cannot be made for death from natural causes within the first 6 months of taking up the cover. For pre-existing conditions the waiting period is 12 months. A pre-existing condition is a medical condition, illness, injury, or disability that existed before the insurance started. For suicide the waiting period is 6 months.

The DirectAxis Funeral Plan is underwritten by Hollard Life Assurance Co. Ltd, Reg. no. 1993/001405/06, an authorised Financial Services Provider.

For information about the DirectAxis Funeral Plan, please don’t hesitate to call us.


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Your direct connection to Financial Services. DirectAxis Personal Loans 108 De Waal Road, Diep River, 7800. FirstRand Bank Limited (reg no 1929/001225/06), an Authorised Financial Services and Registered Credit Provider (NCRCP20).  Direct Axis SA (Pty) Ltd, an Authorised Financial Services Provider (FSP7249 and FSP7245)  © Copyright 2018 

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Loan repayment terms range from 24 to 72 months. The maximum interest rate with regards to a DirectAxis Personal Loan is 27.75% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile.
An illustrative example of a loan at an interest rate of 27.75% per annum would be: Loan amount R50 000 plus a once-off initiation fee of R1 207.50 and a monthly admin fee of R69.00, over 72 months.
The total cost of the loan will be R 110 594.54 which is a maximum Annual Percentage Rate (APR) of 30.98%.