Saving and Investing

How to Secure Your Finances: Tips for First-Time Employees

Tammy Chetty is a member of the Harambee Youth Employment Accelerator, a partner of DirectAxis, so she knows a thing or two about what employers expect – from career-starters to long-standing employees. And while most of us know that a job is crucial to securing your financial future, how do you ensure that once you have the job, you’re doing everything possible to continue reaping the financial rewards? 

Here Tammy shares insights on how you can nurture your career and financial growth: 

You’ve Got the Job, Now Ensure Maximum Financial Rewards

When it comes to making your job work for you, it’s important to have a measured and focused approach to reaching your career goals, and as a result, your financial goals. Consider the following:

A Good Attitude Will Help You Climb the Career – and Financial – Ladder

“We hear this feedback from employers all the time,” says Tammy. “Having the right qualifications and wearing all the “right” clothes doesn’t mean much if you’re not bringing the right attitude to the table. A positive attitude increases your chances of a promotion, which means an increase in salary, and so the cycle continues. The higher you climb in your career, the more you’ll reap the financial rewards: but it all starts with a mindset.”

Continually Checking in with Yourself is Vital

“While you may have started your career with a sharp attitude, it’s possible that your hands-on approach may dwindle over time. Unfortunately, the business world doesn’t tolerate poor productivity or morale-dampening energy – especially in the current financial climate. 

Continually interrogate how you show up every day. Ask yourself: am I just showing up to collect my salary and go home? Because that mentality can stall your financial growth – or even compromise it altogether.”

Increase Your Skills, Increase Your Salary

“Upskilling is a surefire way to continue climbing the career ladder. Check with your company’s HR department to find out whether they fund or partially fund any educational or upskilling programs. If not, you can always invest in yourself and consider applying for a loan to help cover the fees on your own. Both avenues show initiative and will equip you with the right tools to take your career to the next level.”

Financial Security Isn’t a Guarantee 

“Even if you’re continually growing your career, and salary, being prepared for unexpected emergencies is a smart move. It’s important to ensure that your current situation is as secure as possible and that you don’t take it for granted. If you’re in debt, seek the right help to ensure that you keep it under control.” 

DirectAxis is here to help you build a better tomorrow – whether you need to improve your credit status or take out a personal loan to upskill yourself and take the next step in your career.  

We’d love to help you meet your career goals with us by your side. Get in touch with us today to see how we can build your tomorrows together.

 
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