Dream to Drive

2018 Dream to Drive Winner Revealed

With great excitement DirectAxis staff cheered when Mrs Faith Venter from Bloemfontein was announced as the 2018 Dream to Drive winner.

She was taken by surprise and thrilled to have a professional racing driver, take her around the Fisantekraal track in her brand new Jeep Renegade 1.6L. Share in the excitement and watch the video of the handover.


To enter the annual competition all participants were required to be diligent and pay their loan repayments for at least six consecutive months. The competition encourages customers to keep their accounts up-to-date and by doing so maintain a healthy credit rating.

It goes without saying that Mrs Venter’s good payment habits have benefitted her. If you build and maintain a good credit record, you can benefit too.

A good credit record is the most reliable way for a creditor to assess whether a potential customer is going to be a reliable payer. For this reason, building and maintaining a good credit record has a positive impact on your ability to acquire credit, a bond or car finance.

Is your credit rating in shape? DirectAxis Pulse is an online platform that gives you a snapshot of your free credit report. It gives clear and simple to understand information on how to build and manage a good credit record. Register for DirectAxis Pulse.

When you have a good credit record, you’ll benefit in many ways, some of which are:

  • You’ll have a better chance of credit approval: When you have a good credit record, it doesn’t guarantee that you’ll secure finance, but you’ll certainly have a better chance
  • You could be offered a better interest rate:When you have a good credit record, a company may offer you a good interest rate.
  • You’ll be a favoured rental prospect: A good credit record will be well regarded by landlords. So, if you apply for a rental property, make sure your credit record is in good standing because if it is you could be on top of the list.

Having dreams and goals are important for a fulfilled life, and having a good credit rating can help you achieve them. If you’re not sure where to begin, sign up for DirectAxis Pulse, it’s a great way to know how well you’ve been managing your credit rating – and to find ways to improve it.

Remember, it pays to pay up and pay on time!


Pulse is a FREE financial wellness tool that allows you to check and improve your credit rating.

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DirectAxis is a business unit of FirstRand Bank Limited, an Authorised Financial Services and Registered Credit Provider, NCRCP20. Direct Axis SA (Pty) Ltd, Reg no. 1995/006077/07, an authorised Financial Services Provider, FSP7249 & FSP5. 108 De Waal Road, Diep River 7800.

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Loan repayment terms range from 24 to 72 months. The maximum interest rate with regards to a DirectAxis Personal Loan is 27.5% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile.
An illustrative example of a loan at an interest rate of 27.5% per annum would be: Loan amount R50 000 plus a once-off initiation fee of R1 207.50 and a monthly admin fee of R69.00, over 72 months.
The total cost of the loan will be R 110 013.57 which is a maximum Annual Percentage Rate (APR) of 30.76%.