Shine Centres provide individualised support to children in Grades Two and Three through the Shine Literacy Hour to strengthen their English reading, writing and speaking skills. Children work with trained volunteers once or twice a week, during the school day, for at least one year. A simple assessment at the end of Grade One is used to select the children who will take part in the programme. Further six-monthly assessments enable children’s progress to be carefully tracked.

Shine Centres bring benefits for the whole school, not just for those children who attend the programme. Grade R, One, Two and Three classrooms are equipped with multi-cultural age-appropriate storybooks to promote a culture of reading throughout the school. Shine Literacy also facilitates an annual Family Literacy Workshop at each school that is host to a Shine Centre.

Our contribution helps them to run their Shine Centre in the Cape Town southern suburbs.

Visit www.shineliteracy.org.za for more info

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Loan repayment terms range from 24 to 72 months. The maximum interest rate with regards to a DirectAxis Personal Loan is 27.75% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile.
An illustrative example of a loan at an interest rate of 27.75% per annum would be: Loan amount R50 000 plus a once-off initiation fee of R1 197.00 and a monthly admin fee of R68.40, over 72 months.
The total cost of the loan will be R 110 529.68 which is an Annual Percentage Rate (APR) of 30.95%.