Apply for a personal loan of up to R300 000

Loan repayment terms range from a minimum of 24 to a maximum of 72 months. The maximum interest rate with regards to a DirectAxis Personal Loan is 29.25% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile. An illustrative example of a R50 000 loan at an interest rate of 29.25% per annum plus a once-off initiation fee of R1 207.50 (added to the loan amount in this example) and a monthly admin fee of R69.00, over 72 months would have a total cost of R111 760.74. 
  • DirectAxis

  • 24%


    of customers use loans for consolidation

  • 24%


    of customers use loans for renovations

  • 12%


    of customers use loans for education