PERSONAL LOANS
Personal loans that flex around your plans
Borrow on your terms with clear rates, fixed repayments, and a straightforward online application — so you can fund what matters without the guesswork.
Personal loan feature highlights
Flexible solutions
Use your loan for home improvements, travel, education, or other planned expenses, with an amount and term that suit your budget.
Fixed repayments
Know your monthly instalment up front, so you can plan with confidence and avoid surprise payment jumps.
Fixed interest rate
Your interest rate is fixed for the life of the loan, making long-term budgeting simpler and more predictable.
How to apply for a Personal loan
Apply online
Complete your application in our secure digital journey. You can save progress, upload documents, and get a view of what your repayments could look like before you commit.
Apply via our call centre
Prefer to talk it through? Our consultants are available to walk you through the process, check your options, and help you complete your application over the phone.
Personal loan
Loan Calculator
See what your loan could look like before you apply. Select an amount and repayment term to view an estimated monthly repayment and a summary of the main costs.
Select your loan amount and period
What you'll need to apply
- A good credit record
- A regular monthly income of at least R5 000.00
- The details of your bank account into which your salary is paid
Documents you’ll need
- A clear copy of your South African ID
- A recent document confirming your residential address
- Up to 3 months’ recent bank-generated PDF statements or payslips as proof of income