Personal Loans

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Personal Loan Budget Planner

Unsure of how much you can afford to repay every month on a DirectAxis Personal Loan? Simply complete this handy Budget Planner and we’ll help you figure it out.

Fill in your total net monthly income in Section A and your expenses in Section B. We will automatically calculate the difference and you’ll get an idea of a manageable monthly repayment amount.

Budget Planner


TOTAL NET MONTHLY INCOME

 
Net Monthly Salary
Additional Income
Total Net Monthly Income (A)
 

TOTAL MONTHLY EXPENSES

 
House (bond, rent, levy)
Rates, Water, Electricity
Investments (eg annuities, unit trust/pension)
Insurance (eg motor & home)
Credit cards
Retail accounts
Car repayments
Transport/petrol
Telephone/cell
Miscellaneous expenses
Groceries

INCOME LESS EXPENSES

 
AVAILABLE MONTHLY REPAYMENT AMOUNT = (A) - (B)

Now use the Loan Options Table as a guide to select the loan amount you need with the available monthly repayment indicated in the Budget Planner.