Make a Plan

Costs of Owning a Car

car vehicle home

Car maintenance for less

Maintaining a car can be costly, that’s why we’ve included some maintenance tips to make your money go further, as well as improve the resale value of your car.

Check your tyres for the correct air pressure and safe tread. This includes the spare tyre. Aside from the safety aspect, having the correct air pressure will also save you petrol. And don’t forget to rotate your tyres for even wear.

Other monthly checks include headlights and taillights as well as the oil level. Change the oil every three months.

Check your battery connections for corrosion. If necessary, clean the battery by disconnecting it first and then using a mixture of water and baking soda.

But it’s not just what’s under the bonnet that counts. Protect the paint on your car by washing it every month and waxing it every few months to keep that shine.

If you're looking to save on the costs of car ownership, consider getting a better vehicle insurance quote.


Pulse is a FREE financial wellness tool that allows you to check and improve your credit rating.

Find Out More
Personal Loan

A Personal Loan is a convenient way to take care of your personal and family needs and goals.

Find Out More
Consolidation Loan

Consolidating can be an effective way to manage your finances and increase your cash flow.

Find Out More

of customers use loans for consolidation


of customers use loans for renovations


of customers use loans for education

Our Sponsorships

Read more about how we support grassroots Rugby through our Currie Cup Sponsorship.

Read More
Job Opportunities

Thinking of working for DirectAxis? Why not explore what it means to work at DirectAxis.

Read More
Customer Care

We pride ourselves on delivering the best possible customer service. Get in touch today.

Read More
Social Initiatives

Find out more about the corporate social initiatives we're undertaking to deliver positive change.

Read More

Your direct connection to Financial Services. DirectAxis Personal Loans 108 De Waal Road, Diep River, 7800. FirstRand Bank Limited (reg no 1929/001225/06), an Authorised Financial Services and Registered Credit Provider (NCRCP20).  Direct Axis SA (Pty) Ltd, an Authorised Financial Services Provider (FSP7249 and 5)  © Copyright 2018 

Legal Documents - Sitemap

Loan repayment terms range from 24 to 72 months. The maximum interest rate with regards to a DirectAxis Personal Loan is 27.5% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile.
An illustrative example of a loan at an interest rate of 27.5% per annum would be: Loan amount R50 000 plus a once-off initiation fee of R1 207.50 and a monthly admin fee of R69.00, over 72 months.
The total cost of the loan will be R 110 013.57 which is a maximum Annual Percentage Rate (APR) of 30.76%.