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Costs of Owning a Car

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Car maintenance for less

Maintaining a car can be costly, that’s why we’ve included some maintenance tips to make your money go further, as well as improve the resale value of your car.

Check your tyres for the correct air pressure and safe tread. This includes the spare tyre. Aside from the safety aspect, having the correct air pressure will also save you petrol. And don’t forget to rotate your tyres for even wear.

Other monthly checks include headlights and taillights as well as the oil level. Change the oil every three months.

Check your battery connections for corrosion. If necessary, clean the battery by disconnecting it first and then using a mixture of water and baking soda.

But it’s not just what’s under the bonnet that counts. Protect the paint on your car by washing it every month and waxing it every few months to keep that shine.

If you're looking to save on the costs of car ownership, consider getting a better vehicle insurance quote.

Pulse

Pulse is a FREE financial wellness tool that allows you to check and improve your credit rating.

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Personal Loan

A Personal Loan is a convenient way to take care of your personal and family needs and goals.

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Consolidation Loan

Consolidating can be an effective way to manage your finances and increase your cash flow.

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Insurance

You could save on your monthly premiums by insuring your car and home with the same insurer.

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24%

of customers use loans for consolidation

24%

of customers use loans for renovations

12%

of customers use loans for education

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Loan repayment terms range from 24 to 72 months. The maximum interest rate with regards to a DirectAxis Personal Loan is 27.5% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile.
An illustrative example of a loan at an interest rate of 27.5% per annum would be: Loan amount R50 000 plus a once-off initiation fee of R1 207.50 and a monthly admin fee of R69.00, over 72 months.
The total cost of the loan will be R 110 013.57 which is a maximum Annual Percentage Rate (APR) of 30.74%.