Consolidate debt for better control of your monthly budget.
- One monthly repayment
- Improved cash flow
Consolidation loan benefits
Single monthly payment
Combine all your debts into one manageable payment instead of juggling multiple accounts.
Lower monthly payments
Potentially reduce your total monthly debt payments and improve your cash flow.
Fixed repayment term
Know exactly when you’ll be debt-free with a fixed loan term from 24 to 72 months.
Fixed interest rate
Your interest rate stays the same for the full term, making budgeting predictable.
How Consolidation works
Apply online
Complete our simple online application in minutes. We’ll assess your eligibility and provide a loan offer.
We settle your debts
Our team works directly with your creditors to settle all your accounts on your behalf.
One simple payment
Make one fixed monthly payment instead of juggling multiple accounts and payment dates.
Consolidation Calculator
Consolidate your existing debts into one manageable loan with a single monthly repayment. Simplify your finances and improve your monthly cashflow, with the potential to save on service fees.
Our debt consolidation calculator will help you understand your options.
This is how much you would save on cashflow each month.
What you'll need to apply
- A good credit record
- A regular monthly income of at least R5 000.00
- The details of your bank account into which your salary is paid
Documents you’ll need
- A clear copy of your South African ID
- A recent document confirming your residential address
- Up to 3 months’ recent bank-generated PDF statements or payslips as proof of income