Corporate Social Initiatives

Social Investment

The FirstRand Foundation has selected three areas of systemic interest for all its Funds, that includes the WesBank Fund of which DirectAxis is a member. They are:

  • 21st Century Skills for a 21st Century Economy: Creating sustainable pipelines of employment for all South Africans, by building skills in the most relevant and future-proof industries.
  • The Art of Teaching and Learning: Ensuring basic literacy and numeracy is received by every South African. Investing in science and technology education. Exploring new and catalytic education and teaching methods.
  • Growing a Green Future: Ensuring food and water security for all; considering the future population boom, climate issues, drought and soil erosion.

Our CSI programme is administered by Tshikululu Social Investments.

Application procedure

Organisations requiring funding for programmes which fit the criteria above are welcome to submit proposals to


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Personal Loan

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Social Initiatives

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DirectAxis is a business unit of FirstRand Bank Limited, an Authorised Financial Services and Registered Credit Provider, NCRCP20. Direct Axis SA (Pty) Ltd, Reg no. 1995/006077/07, an authorised Financial Services Provider, FSP7249 & FSP5. 108 De Waal Road, Diep River 7800.

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Loan repayment terms range from 24 to 72 months. The maximum interest rate with regards to a DirectAxis Personal Loan is 24.75% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile.

An illustrative example of a loan at an interest rate of 24.75% per annum would be: Loan amount R50 000 plus a once-off initiation fee of R1 207.50 and a monthly admin fee of R69.00, over 72 months.

The total cost of the loan will be R 103 718.91 which is a maximum Annual Percentage Rate (APR) of 28.01%.