Win 1 of R25 000 in Takealot vouchers

Terms and Conditions: #makeitcount

  1. This competition is conducted by DirectAxis, a business unit of FirstRand Bank Limited (‘the promoter’).
  2. To better understand the companies that form part of the FirstRand group, please refer to our Privacy Policy. The FirstRand Privacy Policy can be found on the DirectAxis website or contact us to request a hardcopy.
  3. This competition is not governed by the Consumer Protection Act of 2008 as the winners are determined on merit by DirectAxis judges and not drawn randomly.
  4. By participating in the competition, you agree and accept to be bound by the competition rules contained herein. Your attention is specifically directed to clauses 6,7 and 8.
  5. The promoter will start promoting entry, to those eligible, into the competition from the 22 July 2020 to the 31st of August 2020.
  6. Qualifying participants do have the option to opt-out at any stage during the competition.
  7. To qualify for a chance to be selected as a winner, you are required to share your story on how DirectAxis made a positive difference in your life by sharing your experience via email: or by posting the same onto your social media account (Facebook, Twitter, Instagram) and tagging DirectAxis.
  8. DirectAxis will select 25 stories as part of the campaign of celebrating our 25th anniversary and share these stories across direct marketing, digital and other channels as deemed appropriate by DirectAxis. The top 3 stories will be selected to be retold for TV via 3 TV advertisements.
  9. The prize will be 1 (one) of 25 x R1 000.00 TakeAlot vouchers. The voucher is not redeemable for cash. Winners are eligible to win 1 voucher/prize only.
  10. Qualifying participants are:
    1. residents of the Republic of South Africa; and
    2. 18 years or older.
  11. If the winner/s fail/s to comply with any of these competition rules or the terms of acceptance of the prizes, or any other documentation required to effect delivery of the prize within a reasonable period as determined by DirectAxis, the winner will be disqualified and will forfeit the prize. DirectAxis may in its discretion decide to announce a replacement winner.
  12. The promoters reserve the right to disqualify any entrant suspected of fraud or cheating including without limitations, through the manipulation of code or otherwise frequently falsifying data.
  13. The right of admission into the competition rests solely with DirectAxis.
  14. Participants can enter the competition once only.
  15. One winner per voucher will be selected by the DirectAxis judges based on their adjudication of the submitted stories.
  16. Subject to the law, all participants will be bound by the decision of the DirectAxis judges.
  17. Winners will be announced by 10 September 2020.
  18. DirectAxis will attempt to contact the winner via telephone and/or email and/or sms within 3 working days of announcing the winner. If the winner cannot be reached after 3 attempts, we reserve the right to announce a replacement winner.
  19. The results of the winner may also be published on the promoters’ Facebook pages, if applicable.
  20. The promoters will not be liable for any costs or expenses incurred by you in relation to the prize and the use thereof.
  21. Subject to the law, the promoters will not be responsible for any harm, damage, loss or claim relating to the provision of any element of a prize or any changes to a prize that may be made at any time.
  22. The prize is not transferable to another person or be deferred.
  23. IMPORTANT NOTICE: TAX IMPLICATIONS: We strongly recommend that you obtain independent professional advice regarding any tax implications arising from the receipt, transfer or spend of any prize/s, awards and/or rewards obtained in respect of this competition. You are fully responsible for any tax implications arising from or associated with any receipt, transfer or spend of any prize/s, awards and/or rewards due to you for participating in this competition. You agree that You will not hold Us, DirectAxis or FirstRand Bank Limited ("the Bank") liable and You hereby fully indemnify the Bank, and hold the Bank completely harmless, against all damages, claims and fines made against You or the Bank, including all legal costs on an attorney-and-own-client scale, to the extent to which such damages, claims and fines arise out of or are connected to any taxation relating to Your receipt, transfer or spend of any prize/s, awards and/or rewards or the charges in respect thereof.
  24. The value of the prize includes VAT. Winner/s may be taxed in terms of applicable tax legislation and participants who require clarity as to the tax implications hereof should seek a directive from the relevant revenue service/authority.
  25. Ownership and risk relating to the prize passes on delivery.
  26. You agree that the promoters may, for a period of no longer than 24 (twenty-four) months, publish your name and use pictures, if applicable, of you accepting your prize on marketing platforms including websites, blogs, newsletter and social media platforms. You may be requested to participate in marketing activities, but may decline such invitations at any time.
  27. You agree that your participation in the competition, and your acceptance and/or use of a prize, or any aspect thereof, is at your own risk.
  28. You, and in the event of your death, at any point from date of entry into the competition and up until the competition end date of 31 August 2020, will automatically be disqualified from the competition.
  29. You, and in the event of your death, your family, dependents, heirs, assignees or any other beneficiaries of your estate, indemnify and hold the promoters and its suppliers harmless against any claim by you, or your partner (if applicable), (whether direct, indirect, incidental, punitive or consequential) of any nature, whether arising from negligence or any other cause, relating to any injury, loss, liability, expense and/or damage which you may suffer, howsoever arising, in relation to your entry into this competition and/or acceptance and/or use of the prize, unless to the extent prohibited in law.
  30. The promoters reserve the right to cancel the campaign at any stage if deemed necessary in their opinion, and if circumstances arise outside of their control. 
  • DirectAxis

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    of customers use loans for consolidation

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