Consolidation Loan

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DirectAxis: Apply for a Consolidation Loan

Apply for a Consolidation Loan

of up to R150 000 and you could improve

your monthly Cashflow

See how you can improve your Cashflow

Add Another Account

or

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Benefits of a
Consolidation Loan

Improved Cashflow
Fixed Repayments
Single Monthly Service Fee
Simpler Finances

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Find out instantly if you qualify for a Consolidation Loan

Easy application. Safe and secure.

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Direct Axis Conditions of Loan Application

How does a
Consolidation Loan work?

A consolidation loan is designed to simplify your finances and increase cashflow. We will only grant you a loan that you can comfortably afford to repay based on your personal financial profile and subject to credit approval. With your permission we will settle all or some of your loans, retail and credit card accounts.

The result is simplicity: a single monthly payment at a fixed interest rate - and because you’re taking the loan over a relatively longer term, your monthly repayment could be lower. In fact, South Africans who consolidate their accounts with Direct Axis increase their cashflow by an average of R1 900 every month!

DirectAxis: Consolidation Loan Infographic

What you'll need to apply?

  • A good credit record
  • A regular monthly income of at least
    R5 000
  • Your last 3 months’ payslips or bank statements
  • A clear copy of your ID document
  • Details of your bank account into which your salary is paid
  • A recent document confirming your residential address

Examples Of How A Consolidation Loan Could Help

Situation 1: A Home Break-In with No Insurance

Irene’s laptop, television and smart phone were stolen in a break-in but weren’t covered by her insurance. She urgently needed a phone and laptop for work.

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Situation 2: A Dream Home turns into a Nightmare

Dawie Smit bought a beautiful three-bedroom house in Stellenbosch at the height of the property boom. There was a bit of renovation work needed and they resolved to start a savings plan to cover the necessary work.

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Situation 3: Stressed about Missing Looming Debt Payments

Single mother Denise enjoys her job as a shop cashier but was struggling with rising prices, especially as there was no additional financial support for her son.

read more

3 Easy Ways To Apply For A Consolidation Loan

Find out instantly if you qualifyApply Online Applying for a Consolidation Loan?Request a Call-back Speak to a Consolidation Loan consultantCall 0861 243 556

3 Easy Ways To Apply For A Consolidation Loan

Find out instantly if you qualifyApply Online Applying for a Consolidation Loan?Request a Call-back Speak to a Consolidation Loan consultantCall 0861 243 556