Make things happen with a reserved DirectAxis Personal Loan offer.

As your financial partner, we’re so pleased with the exceptional manner in which you’ve managed your DirectAxis Personal Loan, that we’re able to bring you a reserved loan offer. The money has been set aside in your name as a result of your excellent repayment record – and all you need to do is apply for it.

Simply click on the continue your application button at the top right, or fill in the form below.

Online Loan Application

You’ll need to have the following ready in order for us to process your application:

  • Details of your bank account into which your salary is paid
  • Your last 3 months’ payslips (if unavailable, you can submit bank statements with your salary payment clearly marked)

You may also be required to provide:

  • A clear copy of your ID book / Smart ID card
  • A recent document confirming your residential address 

What do you get with a DirectAxis Personal Loan?

When you take out a loan with DirectAxis you’ll deal with an authorised Financial Services Provider, with many years of financial services experience in South Africa. We support responsible lending, and you’re also welcome to apply for a different loan amount if you’d prefer. Plus, as before, you’ll enjoy fixed repayments for your full loan term. Just make sure to apply soon as your reserved loan offer is subject to expiry.

Because DirectAxis Personal Loans are unsecured this means that we won’t ask you to use your car, home or any other asset as collateral. To apply for a loan is quick and you can also use your loan for anything you want.

For your security and peace of mind, all our loans are subject to the National Credit Act of 2005. Keep in mind, we consider all loan applications and every application is subject to credit approval.

Your loan will include a Personal Protection Plan, which settles your outstanding balance in the event of your death or permanent disability. This plan also offers some cover for temporary disability and retrenchment – and the level of your cover will be based on your risk profile. You can substitute the Personal Protection Plan with a policy of your choice, provided the cover offered is equivalent.

DirectAxis administers loans for FirstRand Bank Limited, an authorised Financial Services and Credit Provider, and has been providing loans to South Africans for over 20 years.

Pulse

Pulse is a FREE financial wellness tool that allows you to check and improve your credit rating.

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Personal Loan

A Personal Loan is a convenient way to take care of your personal and family needs and goals.

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Consolidation Loan

Consolidating can be an effective way to manage your finances and increase your cash flow.

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Insurance

You could save on your monthly premiums by insuring your car and home with the same insurer.

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Medical Aid

Find medical aid cover that best suits you and your family’s needs.

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24%

of customers use loans for consolidation

24%

of customers use loans for renovations

12%

of customers use loans for education

Our Sponsorships

Read more about how we support grassroots Rugby through our Currie Cup Sponsorship.

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Job Opportunities

Thinking of working for DirectAxis? Why not explore what it means to work at DirectAxis.

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Customer Care

We pride ourselves on delivering the best possible customer service. Get in touch today.

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Social Initiatives

Find out more about the corporate social initiatives we're undertaking to deliver positive change.

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Loan repayment terms range from 24 to 72 months. The maximum interest rate with regards to a DirectAxis Personal Loan is 27.5% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile.
An illustrative example of a loan at an interest rate of 27.5% per annum would be: Loan amount R50 000 plus a once-off initiation fee of R1 207.50 and a monthly admin fee of R69.00, over 72 months.
The total cost of the loan will be R 110 013.57 which is a maximum Annual Percentage Rate (APR) of 30.74%.