A DirectAxis Personal Loan of up to R150 000

Take advantage of life's opportunities with a DirectAxis Personal loan of up to R150 000. Renovate, redecorate, take a course, fix your car or get a better one or even take a holiday with your family. With repayment terms from  24 months to 6 years, doing the things you want to do right now is completely affordable and simpler!

Online Loan Application

To apply for a DirectAxis Personal Loan, you will need:

  • A minimum monthly salary of R5 000
  • Details of your bank account into which your salary is paid
  • Your last 3 months' payslips (or bank statements with your salary payment clearly marked, if payslips aren't available) 

You may also be required to provide:

  • A copy of your ID book / Smart ID card
  • A recent document confirming your residential address

A DirectAxis loan has so many benefits:

  • An amount from R5 000 up to R150 000
  • Repayment terms from 24 months up to 6 years
  • Fixed monthly repayment amount for full loan term
  • No penalties for early settlement or extra repayments
  • Credit cover included to keep you safe

You can count on our reputation:

DirectAxis has been operating in South Africa for more than 22 years. We’re an authorised Financial Services Provider, backed by the FirstRand Group, and we operate in line with the National Credit Act. To date, we’ve granted more than a million loans which have helped improve the lives of hundreds and thousands of South Africans.

Pulse

Pulse is a FREE financial wellness tool that allows you to check and improve your credit rating.

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Personal Loan

A Personal Loan is a convenient way to take care of your personal and family needs and goals.

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Consolidation Loan

Consolidating can be an effective way to manage your finances and increase your cash flow.

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Insurance

You could save on your monthly premiums by insuring your car and home with the same insurer.

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Medical Aid

Find medical aid cover that best suits you and your family’s needs.

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24%

of customers use loans for consolidation

24%

of customers use loans for renovations

12%

of customers use loans for education

Our Sponsorships

Read more about how we support grassroots Rugby through our Currie Cup Sponsorship.

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Job Opportunities

Thinking of working for DirectAxis? Why not explore what it means to work at DirectAxis.

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Customer Care

We pride ourselves on delivering the best possible customer service. Get in touch today.

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Social Initiatives

Find out more about the corporate social initiatives we're undertaking to deliver positive change.

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Your direct connection to Financial Services. Direct Axis SA (Pty) Ltd (Registration no 1995/006077/07) is an authorised Financial Services Provider (FSP 5 and FSP 7249) © Copyright 2018 
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Loan repayment terms range from 24 to 72 months. The maximum interest rate with regards to a DirectAxis Personal Loan is 27.5% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile.
An illustrative example of a loan at an interest rate of 27.5% per annum would be: Loan amount R50 000 plus a once-off initiation fee of R1 207.50 and a monthly admin fee of R69.00, over 72 months.
The total cost of the loan will be R 110 013.57 which is a maximum Annual Percentage Rate (APR) of 30.74%.