A DirectAxis Personal Loan

Introduced to you by Jet


Jet customers who take out a DirectAxis loan enjoy very special exclusive benefits:

  1. Cash to shop: up to R5 000 (a max of 15%) of your final loan amount loaded onto a Jet electronic Gift Card to spend in-store
  2. Cash back: the value of one month’s repayment BACK, also on a Jet electronic Gift Card, once you’ve kept your account current for the first 6 months
  3. Peace of mind: with guaranteed fixed repayments for your full loan term, no penalties for settling early or making extra repayments on your loan, and credit cover included.

To apply for a DirectAxis Personal Loan, you will need:

  • A minimum monthly salary of R5 000
  • Details of your bank account into which your salary is paid
  • Your last 3 months' payslips (or bank statements with your salary payment clearly marked, if payslips aren't available)

You may also be required to provide:

  • A copy of your ID book / Smart ID card
  • A recent document confirming your residential address

You can count on DirectAxis to take care of you:

As an authorised Financial Services Provider, compliant with the National Credit Act, and backed by the FirstRand Group, DirectAxis has been operating in South Africa for more than 22 years. In that time, they’ve granted over a million loans and helped hundreds and thousands of South Africans improve their lives in countless ways. And, as a Jet customer, you can count on them to do the same for you – whether you want to make home improvements, provide your children with the best possible education, start your own business, or even plan an unforgettable family holiday. You can trust DirectAxis to help you take advantage of all life’s opportunities. 


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Personal Loan

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Our Sponsorships

Read more about how we support grassroots Rugby through our Currie Cup Sponsorship.

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Job Opportunities

Thinking of working for DirectAxis? Why not explore what it means to work at DirectAxis.

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Find out more about the corporate social initiatives we're undertaking to deliver positive change.

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Loan repayment terms range from 24 to 72 months. The maximum interest rate with regards to a DirectAxis Personal Loan is 27.5% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile.
An illustrative example of a loan at an interest rate of 27.5% per annum would be: Loan amount R50 000 plus a once-off initiation fee of R1 207.50 and a monthly admin fee of R69.00, over 72 months.
The total cost of the loan will be R 110 013.57 which is a maximum Annual Percentage Rate (APR) of 30.74%.