Personal Loans

Welcome to DirectAxis

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Apply for up to R150 000 now & get an instant decision

DirectAxis is an authorised Financial Services Provider, with more than twenty years' experience in South Africa in personal loans and insurance. In that time we've granted more than a million loans and funded everything from weddings to university educations. We've helped our customers fix their cars and improve their homes... and we could do the same for you, with a personal loan from R5 000 up to R150 000. Just apply online right now, and get the answer you need in seconds.

Exclusive benefits:

  • Up to R150 000, up to 6 years to pay
  • No interviews
  • Fixed repayments for your full loan term

Exclusive to JET customers:

Part of your approved loan amount can be paid out onto a Jet gift card, the amount depends on what you’re approved for but it could be as much as R5 000. Your card can be used to shop at any of the stores in the Edcon group.

EXCLUSIVE: 1 month repayment back! Once your loan account has been kept up to date for 6 months, we'll give you the value of one monthly repayment BACK...

What will you need to apply for a personal loan?

  • A good credit record
  • A regular monthly income of at least R5 000
  • The details of your bank account into which your salary is paid

You’ll need to upload the following documents when you apply:

  • A clear copy of your South African ID
  • A recent document confirming your residential address
  • Your last 3 months’ payslips or bank statements (with your salary clearly highlighted)


How much can I apply for?

You can choose a DirectAxis Personal Loan from R5 000 up to R150 000 (in increments of R1 000). Our personal loan is ideal if you are looking for a fast cash solution.

If I'm approved, how soon will I get my money?

With a DirectAxis Personal Loan your loan amount will be deposited quickly and directly into your bank account.

What are my loan repayment terms?

Repayment terms for a DirectAxis Personal Loan are from 24 months to 6 years (72 months).

How do I apply?

To apply complete the form above or call us on 0861 777 734.


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Your direct connection to Financial Services. Direct Axis SA (Pty) Ltd (Registration no 1995/006077/07) is an authorised Financial Services Provider (FSP 5 and FSP 7249) © Copyright 2018 
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Loan repayment terms range from 24 to 72 months. The maximum interest rate with regards to a DirectAxis Personal Loan is 27.5% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile.
An illustrative example of a loan at an interest rate of 27.5% per annum would be: Loan amount R50 000 plus a once-off initiation fee of R1 207.50 and a monthly admin fee of R69.00, over 72 months.
The total cost of the loan will be R 110 013.57 which is a maximum Annual Percentage Rate (APR) of 30.74%.