Personal Loans

Welcome to DirectAxis

child born birth
Jet

Apply for up to R150 000 now & get an instant decision

DirectAxis is an authorised Financial Services Provider, with more than twenty years' experience in South Africa in personal loans and insurance. In that time we've granted more than a million loans and funded everything from weddings to university educations. We've helped our customers fix their cars and improve their homes... and we could do the same for you, with a personal loan from R5 000 up to R150 000. Just apply online right now, and get the answer you need in seconds.


Exclusive benefits:

  • Up to R150 000, up to 6 years to pay
  • No interviews
  • Fixed repayments for your full loan term

Exclusive to JET customers:

Part of your approved loan amount can be paid out onto a Jet gift card, the amount depends on what you’re approved for but it could be as much as R5 000. Your card can be used to shop at any of the stores in the Edcon group.

EXCLUSIVE: 1 month repayment back! Once your loan account has been kept up to date for 6 months, we'll give you the value of one monthly repayment BACK...

What will you need to apply for a personal loan?

  • A good credit record
  • A regular monthly income of at least R5 000
  • The details of your bank account into which your salary is paid

You’ll need to upload the following documents when you apply:

  • A clear copy of your South African ID
  • A recent document confirming your residential address
  • Your last 3 months’ payslips or bank statements (with your salary clearly highlighted)

FAQs

How much can I apply for?

You can choose a DirectAxis Personal Loan from R5 000 up to R150 000 (in increments of R1 000). Our personal loan is ideal if you are looking for a fast cash solution.

If I'm approved, how soon will I get my money?

With a DirectAxis Personal Loan your loan amount will be deposited quickly and directly into your bank account.

What are my loan repayment terms?

Repayment terms for a DirectAxis Personal Loan are from 24 months to 6 years (72 months).

How do I apply?

To apply complete the form above or call us on 0861 777 734.

Insurance

Considered insuring you car and home with the same insurer? You could save on your monthly insurance premiums.

Find Out More
Consolidation Loan

A Debt Consolidation Loan can be an effective way to manage your finances and increase your monthly cash flow.

Find Out More
Funeral Cover

When you have funeral cover, you and your loved ones will receive financial support after the loss of a family member.

Find Out More
Medical Aid

Find medical aid cover that best suits you and your family’s needs. Be prepared for unforeseen medical costs.

Find Out More
Personal Loan

A Personal Loan is a convenient way to take care of your personal and family needs and goals.

Find Out More
24%

of customers use loans for consolidation

24%

of customers use loans for renovations

12%

of customers use loans for education

Our Sponsorships

Read more about how we support grassroots Rugby through our Currie Cup Sponsorship.

Read More
Job Opportunities

Thinking of working for DirectAxis? Why not explore what it means to work at DirectAxis.

Read More
Customer Care

We pride ourselves on delivering the best possible customer service. Get in touch today.

Read More
Social Initiatives

Find out more about the corporate social initiatives we're undertaking to deliver positive change.

Read More

Your direct connection to Financial Services. Direct Axis SA (Pty) Ltd (Registration no 1995/006077/07) is an authorised Financial Services Provider (FSP 5 and FSP 7249) © Copyright 2017
Privacy Policy - Legal Documents - Sitemap

Loan repayment terms range from 24 to 72 months. The maximum interest rate with regards to a DirectAxis Personal Loan is 27.75% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile.
An illustrative example of a loan at an interest rate of 27.75% per annum would be: Loan amount R50 000 plus a once-off initiation fee of R1 197.00 and a monthly admin fee of R68.40, over 72 months.
The total cost of the loan will be R 110 529.68 which is an Annual Percentage Rate (APR) of 30.95%.

Welcome to the new DirectAxis website! We still offer the same great financial services solutions in an extremely secure manner - just with a new look and feel