If you turned your home upside down and gave it a shake – everything that falls out would be covered by contents insurance. If you’d like to insure your valuables, consider that when you take insurance out with us:
- You’ll get a free comprehensive quotation
- Bundle your insurance to save on your monthly premiums
- Free household emergency assistance
- We’ll cover items in your outbuildings
Our business hours are 8am—5pm, if it's after 5pm, you can expect a call in the morning.
Why should you take out home contents insurance?
When you take out home contents insurance, you’ll be covered for items inside your home such as your television set, sound system and clothing. Consider taking out insurance to protect your valuables against theft, fire, lightning, malicious damage, storm, rain, wind, flood damage and many other causes that may damage your goods. This includes repairs after electrical damage due to power surge, fixing due to a flood or burst geyser compensation for fire damage and free Road Protect services.
When you decide how much cover you need, avoid under insuring as this will have serious consequences for you. For example, if your television set is stolen and you’ve only covered 40% of your contents, you’ll only receive 40% of its value.
In regards to contents and all-risk insurance, it’s a good idea to keep a record of your contents. Make a list of the valuables that you own because it makes it easier should you have to make a claim. So, if you own laptops and televisions, write down the model and serial numbers (if applicable) and keep receipts. Consider that with jewellery, insurers will ask you for a copy of the valuation certificates. It’s best to update these each year with a reputable jeweller because jewellery’s worth does change. Take photos for your records and to show ‘proof of ownership’.
If you’d like to talk to us about getting the best value for your money, please complete our call back form and we’ll get in touch.