Pulse is a free and secure financial wellness tool that allows you to check your credit rating and learn how to improve it.Find Out More
A Personal Loan is a convenient way to take care of your personal and family needs and goals.Find Out More
A Debt Consolidation Loan can be an effective way to manage your finances and increase your monthly cash flow.Find Out More
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Loan repayment terms range from 24 to 72 months. The maximum interest rate with regards to a DirectAxis Personal Loan is 27.5% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile.
An illustrative example of a loan at an interest rate of 27.5% per annum would be: Loan amount R50 000 plus a once-off initiation fee of R1 207.50 and a monthly admin fee of R69.00, over 72 months.
The total cost of the loan will be R 110 013.57 which is a maximum Annual Percentage Rate (APR) of 30.74%.