With more than 13 years in the financial services industry in South Africa, we offer a range of benefits and financial assistance that our customers have come to appreciate.

Choice

Choose a personal loan amount from R4 000 to R50 000 in increments of R1 000.
Choose the repayment term that suits your budget, from 2 to 6 years.
Use the money however you like – a family holiday, renovations, account consolidation and more!

Fixed rates

Repayments are fixed at our current interest rate for the full term of your cash loan – they never go up, no matter how much interest rates do!

Easy access

Apply for a personal loan online or over the phone 7 days a week from 8am to 8pm.
No face-to-face interviews or unnecessary paperwork.
No security required.
Cash deposited directly into your bank account.

Speed

Fast application, speedy processing, direct access to the money in your account within just 48 hours!

Peace of mind

You’re dealing with an authorised Financial Services Provider. DirectAxis has always promoted responsible lending and is compliant with the National Credit Act, No 34 of 2005. All of our personal loans include our Personal Protection Plan which settles your outstanding loan balance in the event of your death, permanent disability or certain dread diseases. This plan also includes limited cover in the event of temporary disability or retrenchment. You’re free to substitute the Personal Protection Plan with a policy of your choice, provided the cover offered is equivalent.

We try to accommodate all requests, but ultimately your final loan amount will be based on your personal financial profile and subject to credit approval.