Personal Loans

0861 02 03 04
DirectAxis, direct access, budget planner, budget planning tool, consolidation loan, loan consolidation, debt consolidation

Budget Planner

Not sure how much you need or how much you can afford to repay every month on a DirectAxis Personal Loan?

Use our handy Budget Planner to help you figure it out. Simply fill in the amounts as indicated, and you’ll get an idea of a manageable monthly repayment amount.

Fill in your total monthly income (A). Then fill in the relevant amounts in the rows below to calculate your total expenditure (B). You will be left with an amount that can be used as a guide to find the amount you can comfortably afford to repay.

Then use our Loan Options Table to select the loan amount you need, and the repayment amount indicated by your Budget Planner.

Budget Planner


MONTHLY EXPENDITURE  
A: Total Monthly Income  
Monthly Salary
Additional Income
Total Monthly Income (A)
B: Total Expenditure  
House (bond, rent, levy)
Rates, Water, Electricity
Investments (eg annuities, unit trust/pension)
Insurance (eg motor & home)
Credit cards
Retail accounts
Car repayments
Transport/petrol
Telephone/cell
Miscellaneous expenses
Groceries
Total Expenditure (B)
INCOME LESS EXPENSES  
AVAILABLE MONTHLY REPAYMENT AMOUNT = (A) - (B)